Insurance Blog

The New Small Group – 50-100 Employees (Part 3)

In Part 1, we looked at the changes in coverage and rating of the New Small Group. Part 2 discussed the penalties for employers that do not abide by the new ACA laws. In this article, we will discuss what an Applicable Large Employer (ALE) is and how that applies to the New Small Group.

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The New Small Group – 50-100 Employees (Part 2)

The ACA mandates that employers with 50 or more full time equivalent employees (FTEs) MUST offer Minimum Essential Health Insurance Coverage (MEC) to their full time employees. Not only do they have to offer insurance, but the amount that the employee pays toward that insurance must be deemed ‘affordable.’

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The New Small Group: 50-100 Employees (Part 1)

The way group health insurance works has changed with the Affordable Care Act. The definition of what a small or large group is has changed, and with that, so have the benefits, rating, and employer requirements.

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Cyber Liability Insurance

Many think of Cyber Liability Insurance as the protection major corporations need when their computers get hacked.  That is partially true: 1. Cyber Liability is NOT just for major corporations.  Smaller businesses have been the latest targets of cyber theft

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