About Pronoeo Insurance Agency

Born and raised in Santa Rosa, CA, Karen has over 40 years in the financial industry, including accounting, real estate, insurance, and securities. She holds a BA and teaching credential from California State University, Chico, and an MA from Golden Gate Baptist Theological Seminary.

As a member of the Rotary Club of Santa Rosa, Karen enjoys giving back to her community. She has volunteered for United Way in the Schools of Hope program and is currently serving on the Board of Directors for the North Bay Black Chamber of Commerce and the Women’s Council of Realtors Wine Country Chapter. Other business organizations in which she is active include Rotary Means Business, Christian Business Group, North Bay Realtors Association, Home Services Network, and BNI’s Best Networkers In Town. Karen is also an active member in the Association of Health Underwriters at the local, state, and national levels.

Karen opened Pronoeo Insurance Agency in July 2010 because she saw a need for people to have an advocate in the insurance industry. As an independent agent, she is able to serve on the side of the client, instead of the corporation. Starting out as a supplier of Life and Health Insurance products, she quickly built the business to include Home, Auto, and Business Liability services as well.

When she’s not working, Karen loves to sing and play piano, and has taught music and directed music camps. She loves to garden and has been involved with dog rescue for years.

Karen continues to live in Santa Rosa with her husband Dennis. They have two grown children: Mike and Laura, and two four-legged children: Remi the black lab, and Artie the dachshund.

People who know Karen in her work life are surprised to learn that she rides a motorcycle. She has a Yamaha Virago 750 and Dennis has a Kawasaki Vulcan Classic 1500. Their favorite thing to do is jump on the Kawasaki for an adventure weekend. With no plan at all, they’ll set out, stopping along the way to see interesting sights.

Karen enjoys helping people, and is happy when she can help a family sort out their financial planning and insurance needs and come up with coverage that will protect them and further their financial goals.

Karen Ball - Pronoeo Insurance Agency

Karen Ball
Owner at Pronoeo Insurance Agency, LLC

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